Personalized Wealth Management Strategies for Tech Executives

Fee-Only Wealth Management.

Who We Are

Our Story

WRP Wealth Management has been providing exceptional financial guidance for over three decades, tailored to clients with complex planning requirements. The journey began in 1990 when Alan Werba pioneered a fee-based, client-focused tax and financial planning firm in San Jose. Aaron Rubin joined the firm in 2009 after working with high-net-worth clients in public accounting. The firm became known as Werba Rubin Wealth Management.

In 2007, Jason Papier launched Fluent Wealth Partners, a fee-only financial planning firm with a focus on research-based investment practices. The two firms merged in 2017 to form Werba Rubin Papier Wealth Management, offering a comprehensive approach to wealth management. This approach encompasses tax planning and preparation, investment management, and financial planning.


Aaron Rubin, JD, CPA, CFP®



Jason Papier

Managing Partner


Alan Werba, CPA, CFP®



Scott Jacobs



Cheryl Brown

Financial Planner

Dariya Tes

Financial Planner


Quynh Ho, CPA

Financial Planner



Lucy Lam

Chief Compliance Officer


Maria Ramey

Operations Specialist


Marlene Bass

Executive Administrative Assistant

Michael Kasparian

Michael Kasparian

Systems Analyst


Nick McCarthy

Business Development Manager

WRP Tax Services

Discover the dynamic partnership between WRP Wealth and WRP Tax, two independent industry leaders united in providing unrivaled wealth management solutions. As an integral part of WRP Wealth’s commitment to excellence, their partnership with WRP Tax brings an unparalleled level of expertise and tailored strategies. With a shared vision of client success, this partnership offers an expanded suite of services and resources to maximize your financial potential.



Quynh Ho, CPA

Chief Executive Officer


Alan Werba, CPA, CFP®

Chief Financial Officer

Jacob Chung, CPA

Tax Director

Marylene Cadiz, CPA

Maggie Zhang, CPA

Darren Lu, CPA


As a fee-only firm, our team adheres to the highest fiduciary standards which guarantee that we will work in your best interest every time.


Our experienced RIAs exclusively pursue investment strategies that are backed by extensive evidence-based academic research. This means that we seek to maximize your risk-adjusted returns to protect and grow your unique portfolio of assets.


As part and parcel of our commitment to you, we also have a strong dedication to local philanthropy. By volunteering time and resources into Bay Area nonprofit and charity organizations, we hope to give back in the interest of the long-term wellbeing of our shared community.

Our Services

WRP provides expert advice to guide executives and employees in pre-IPO companies through the complex landscape of stock options and the IPO process.